How to determine if you are affected by the Equifax data breach.

equifax-data-breach-identity-theft

Learn how to determine if you are potentially affected by the Equifax data breach and steps you can take to protect your identity.

On September 7, 2017, Equifax announced that it suffered a data breach. Pioneer Bank was not a part of this breach, but your financial security is important to us.  We highly encourage you to learn more about this event and understand there is a possibility that your personal information might have been exposed.

We encourage you to take the following steps to see if you are affected:

Visit www.equifaxsecurity2017.com/consumer-notice to determine if you are potentially affected and to sign up for credit file monitoring and identity theft protection.
Contact major credit reporting agencies to place a fraud alert and/or credit freeze on your credit report, and to learn about identity theft programs offered by the Federal Trade Commission. Details on how to contact the credit reporting agencies and FTC can also be found at http://www.consumer.ftc.gov.

If you believe you were the victim of identity theft, here are some steps you can consider to help resolve the issue:

  • File a police report and get a copy to submit to your creditors and others who may require proof of the crime.
  • File your complaint with the FTC. The FTC maintains an identity theft database that law enforcement agencies use for investigations. Filing a complaint also helps the FTC better assist you, as the commission learns more about identity theft and the problems it creates.
  • Close the accounts that you believe may have been tampered with or opened fraudulently. Use the Identity Theft Report, which can be found at http://www.identitytheft.gov.

If you have any questions about this issue we highly encourage you to visit http://www.equifaxsecurity2017.com/consumer-notice.